These are income sources with greater potential, greater risk and greater unpredictability. ​

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They are options that are typically hard to completely understand and can have great amounts of complexity. Markets for these options are highly volatile and sometimes illiquid.

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These sources of income carry larger amounts of risk to both your principal and to the income generated. These options have a good chance that they will be disrupted, changed or end before you or your spouse pass away.

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These income sources have the potential to substantially grow your income faster than inflation.​​