
Asking yourself,
"Should I buy an annuity?"
Start With a Decision Process—not a Sales Pitch.

An annuity may be right for you.
It may not.
The Annuity Decision Process™ helps determine whether an annuity is appropriate and what alternatives should be considered.
No obligation. No pressure to buy an annuity.
👉 I know when an annuity isn't needed.
Many advisors have a favorite annuity.
We have a Process. Before you consider what type of annuity, let's validate that an annuity will improve your particular situation.
STEP ONE
What retirement problem are you trying to solve?
STEP TWO
Is an annuity the most effective solution for your problem?
STEP THREE
What type annuity is best, and how should it fit within your overall plan?
An Annuity is a Financial Tool - Not a Retirement Plan
Different annuities are designed to address different retirement needs.
Some emphasize predictable growth and principal protection.
Some are designed to provide income now or in the future.
Others offer interest linked to the performance of a market index.
Choosing a product before identifying the need can lead to the wrong decision. The Annuity Decision Process™️ starts with the problem, not the product.
For 44 years, Fred Quinn has specialized in annuities and retirement income planning in Northwest Ohio.
As an independent agent, he represents many different annuity companies to provide the right solution.
Long before annuities were widely discussed, he recognized their value in protecting principal, generating dependable income, and giving retirees greater confidence.
Featured in The Blade
The Annuity Decision Process™ may be appropriate if you:
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Are considering an annuity
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Have been presented with an annuity and aren’t sure it’s right
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Already own an annuity and want an objective review
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Want to compare an annuity with other ways of addressing your retirement needs
Let’s Determine Whether an Annuity Makes Sense for You
We’ll look at what you’re trying to accomplish, your existing retirement resources, and the alternatives available to you before deciding whether an annuity belongs in the picture.
Focused 30-to-60 minute phone call.
No office visit required.
No obligation. Professional consultation.