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Privacy Policy and Terms of Use

Effective Date: October 14,2024

 

At Serious Money Ohio, we are committed to protecting your privacy and maintaining the confidentiality of your personal and financial information. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website.

 

 

Information We Collect

 

We may collect personal information that you voluntarily provide, including:

 

  • Name

  • Email address

  • Phone number

  • Information related to your financial situation, goals, or insurance needs (if submitted)

 

We may also collect non-personal information automatically, such as:

 

  • IP address

  • Browser type

  • Pages visited

  • Time spent on the site

 

How We Use Your Information

 

We use your information to:

 

  • Respond to inquiries and provide requested information

  • Evaluate your insurance or financial needs

  • Provide information about products and services that may be appropriate for you

  • Maintain internal records and improve our services

 

We do not sell or rent your personal information to third parties.

 

Insurance and Financial Privacy Practices

 

As a provider of insurance and financial services, we are committed to protecting your nonpublic personal information in accordance with applicable laws and industry standards.

 

Information we collect may be used to:

 

  • Evaluate eligibility for insurance or financial products

  • Service your policies or accounts

  • Comply with legal and regulatory requirements

 

We may share information as permitted or required by law, including with:

 

  • Insurance carriers and product providers

  • Licensed agents or representatives assisting in your service

  • Regulatory or legal authorities when required

 

All such parties are expected to maintain the confidentiality of your information.

 

CRM and Data Storage (Act!)

 

We use a secure customer relationship management (CRM) system, Act!, to store and manage client and prospect information.

 

Information you provide through our website may be entered into Act! for:

 

  • Contact management

  • Communication tracking

  • Ongoing client service

 

We take reasonable steps to ensure that data stored in our CRM system is protected against unauthorized access.

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Cookies and Tracking

 

Our website may use cookies or similar technologies to enhance your browsing experience and analyze website traffic. You can disable cookies through your browser settings.

 

Third-Party Services

 

We may use third-party services such as website analytics, scheduling tools, or email platforms. These providers operate under their own privacy policies.

 

No Advice Provided Through This Website

 

The information provided on this website is for general informational purposes only and should not be construed as financial, insurance, tax, or legal advice.

 

No information on this site constitutes a recommendation or solicitation to buy or sell any financial or insurance product. Any decisions regarding financial or insurance matters should be made in consultation with a qualified professional who is familiar with your individual situation.

 

Submission of information through this website does not establish a client relationship and should not be considered a request for personalized advice.

 

Data Security

 

We use reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of transmission over the internet can be guaranteed to be completely secure.

 

Your Choices

 

You may:

 

  • Request access to or correction of your personal information

  • Request that we delete your information, subject to legal and recordkeeping requirements

  • Opt out of non-essential communications at any time

 

Links to Other Websites

 

Our website may contain links to external websites. We are not responsible for the privacy practices or content of those sites.

 

Children’s Privacy

 

Our services are not intended for individuals under the age of 21. We do not knowingly collect personal information from children.

 

Changes to This Policy

 

We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated effective date.

 

Contact Us

 

If you have any questions about this Privacy Policy or how your information is handled, please contact:

 

Fred Quinn

Serious Money Ohio

 

419-495-8700

 

Fred@SeriousMoneyOhio.com

 

6809 Cloister Ct

Toledo, OH 43617-2216

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