Northwest Ohio Annuity Rate Tracker
Updated: September 8, 2026
✅ All rates assume a $100,000 premium.
✅ Ohio issue state.
✅ Rates are subject to change, will vary by deposit amount and product availability.
✅ Common annuity minimums are $10,000 to 20,000.
Competitive MYGA Rates
Guaranteed rates available to Northwest Ohio retirees.
Earn a fixed interest rate for a term you select.
Look at the new rate from Revel One! 6.00% guaranteed for three years.
Some retirees will use this annuity for the monthly interest income.
Others like knowing exactly how their money will grow from now until 2029.
Three Year MYGA Rates
Carrier | AM Best Rating | Interest Rate | Min. after 3-Yrs |
|---|---|---|---|
Oceanview Life | A | 5.20% | 1.00% |
Revel One | B++ | 6.00% | 0.10% |
Talcott Financial | A- | 5.25% | 0.15% |
FIve Year MYGA Rates
Carrier | AM Best Rating | Interest Rate | Min. after 5-Yrs |
|---|---|---|---|
Reliance Standard | A++ | 5.35% | 3.00% |
Oceanview | A | 5.40% | 1.00% |
Revel One | B++ | 6.15% | 0.10% |
Ten Year MYGA Rates
Carrier | AM Best Rating | Interest Rate | Min. after 10-Yrs |
|---|---|---|---|
Reliance Standard | A++ | 5.50% | 3.00% |
Oceanview | A | 5.80% | 1.00% |
Revel One | B++ | 6.25% | 0.10% |
Sample Index Annuity Annual Caps
Carrier | Term in Years | Annual S&P Cap | New Indexes? |
|---|---|---|---|
Reliance Standard | 5 | 10.25% | 3 new indexes |
Reliance Standard | 7 | 10.50% | Nasdaq & Enhanced |
Reliance Standard | 10 | 10.75% | S&P Strategies |
The Reliance Standard Accumulator Fixed Index Annuities have no annual fees. More complete information on the 10-Year FIA can be found here.
They offer a focused roster of indexes with a variety of crediting strategies.
It is also nice to know that Reliance Standard has an A++ AM Best rating. Information on their financial strength can be found here.
Annuities for Specific Goals
Carrier | Fred's Notes |
|---|---|
Global Atlantic | 14% premium bonus |
Global Atlantic | Income for lifetime |
Reliance Standard | 3% lifetime min. rate |
Reliance Standard | Simple design A++ |
SILAC | Death benefit & ADL |
Our Annuity Decision Process™️ has three structured steps to see if you need an annuity, what problem will it solve, and what type solves that problem best.
Some advisors have a favorite annuity, we have a Process™️.
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