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Northwest Ohio Annuity Rate Tracker
Updated: October 26, 2026
✅ Financially strong insurance companies
✅ Rates shown assume a $100,000 premium. Many annuities are available with deposits as low as $10,000
✅ Available to Ohio residents
✅ Rates are updated weekly, but subject to change
✅ Rates will vary by deposit amount & any riders selected
⭐ Highest Rates Available ⭐
Guaranteed Annuities
Terms from 2 to 10 Years
Term | Current Rate | Company |
|---|---|---|
2 Yrs | 5.15% | Oceanview |
3 Yrs | 6.15% | Ibexis |
4 Yrs | 5.70% | Oceanview |
5 Yrs | 6.30% | Aspida |
7 Yrs | 6.35% | Aspida |
10 Yrs | 6.20% | Oceanview |
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Wonder what happens after you choose the annuity you want?
Sample Fixed Index Annuity (FIA)
Annual S&P 500 Caps
Carrier | Term in Years | Annual S&P Cap | Liquidity |
|---|---|---|---|
Reliance Standard | 5 | 10.75% | 10% of |
Reliance Standard | 7 | 11.00% | annuity value |
Reliance Standard | 10 | 11.00% | years 1-10 |
Fixed index annuities allow you to participate in a portion of market gains while protecting your principal from market losses.
See how FIAs have actually performed over the past three decades.
Annuities for Specific Goals
Carrier | Fred's Notes |
|---|---|
Global Atlantic | 14% premium bonus |
Global Atlantic | LTC Hybrid Annuity |
Midland National | Income for lifetime |
Midland National | SPIAs Rates + |
Reliance Standard | 3% lifetime min. rate |
Reliance Standard | Simple design A++ |
Some advisors have a favorite annuity, we have a Process™️.
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