
Thinking about an Annuity -
or Already Own One?
Get A Clear, Independent Second Opinion Before You Commit or Renew.
Understanding an annuity can feel confusing or overwhelming. It is likely that you don't know what questions to ask to make sure you buy the right annuity for you.
If you're being shown an annuity at a seminar, workshop, or by another advisor, I'll help you understand the product, the fees, the risks, and whether it fits your goals - before you sign anything.
Our complimentary annuity review helps you uncover all of the fees, evaluate potential performance, and determine whether the annuity you're being presented aligns with your retirement goals.
Annuity Second Opinion
No meetings. No pressure.
Find hidden fees, unnecessay riders, and missed opportunities. Could be worth thousands.
See if your annuity can deliver more income, more flexibility, or lower fees - without guessing.
âś… Complete this form for your
free Annuity Second Opinion
"Don't guess - verify the quality of your annuity."

Fred Quinn
Independent annuity agent
since 1982
Over $125m of annuities reviewed
As seen in The Blade
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Serving Northwest Ohio
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Toledo, Sylvania, Maumee, Perrysburg, Waterville
Considering a New Annuity?
âś… We'll breakdown how the proposed annuity works
​
âś… Determine if any bonus is real, or marketing hype
âś… Total annuity fees will be determined for your review
âś… Help you decide if this is the best annuity for you,
or just the one the agent sells
Need an Annuity Reviewed?
âś… You purchased your annuity before 2023
​
âś… You're unsure how your annuity is performing
âś… You don't fully understand how your caps, spreads or participation rates determine your interest rate
✅ We'll clarify all of that, so you know exactly what to do next.​
Annuity Second Opinion
What You Will Receive
#1 - An Annuity Worth
Buying / Keeping
​Your review will use the same objective analysis.
​
#2 - An Annuity That Should Likely Be
Passed On / Replaced
As part of your complimentary Annuity Second Opinion, I'll include a short Income Lab slide show so you can see how modern retirement income planning works.
I'll also set up a personalized Income Lab dashboard with your annuity information already built in. You'll have one month of secure access to explore your retirement income picture on your own or with my help - whatever feels most comfortable to you.


