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Clear, simple explanations of annuities - all in one place.
Thinking about an Annuity -
or Already Own One?
Understanding an annuity can feel confusing or overwhelming. It is likely that you don't know what questions to ask to make sure you buy the right annuity for you.
If you're being shown an annuity at a seminar, workshop, or by another advisor, I'll help you understand the product, the fees, the risks, and whether it fits your goals - before you sign anything.
If you already own an annuity, I can help you see how your annuity has done, uncover all of the fees, evaluate potential performance, and determine whether the annuity you own aligns with your retirement goals today.
Start your Annuity Audit Review Here
"Don't guess - purchase the annuity that best meets your needs."

Fred Quinn
Independent annuity expert
since 1982
As seen in The Blade
Serving Northwest Ohio
Toledo, Sylvania, Maumee, Perrysburg, Waterville
Considering a New Annuity?
✅ We'll breakdown how the proposed annuity works
✅ Determine if any bonus is real, or marketing hype
✅ Total annuity fees will be determined for your review
✅ Help you decide if this is the best annuity for you,
or just the one the agent sells
Need an Annuity Reviewed?
✅ You purchased your annuity before 2023
✅ You're unsure how your annuity is performing
✅ You don't fully understand how your caps, spreads or participation rates determine your interest rate
✅ We'll clarify all of that, so you know exactly what to do next.
Annuity Second Opinion
What You Will Receive
#1 - An Annuity Worth
Buying / Keeping
#2 - An Annuity That Should Likely Be
Passed On / Replaced
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