After 41-years are you any good at this retirement planning stuff?

We have been sitting down with retirees (and people close to retirement) since 1982. It is an honor to be allowed into their homes and businesses. Over that time our attention to detail has not changed, but our Retirement Income Plans have definitely improved. At one time our Income Plans were 20-pages in length or more. We realized that we could do better, and we did. Today our Retirement Income Plans are the best we have ever provided, and they are generally only three, easy-to-understand pages. Like a newspaper reporter, we answer the questions of "who, what, when, where, why and how" as they apply exactly for you. On 3-pages we clearly, simply, and concisely answer your most important financial questions-

• What do you need every month to pay your bills and have some fun?

• What are the resources you have available to help you enjoy your retirement?

• How best can you plan to provide for yourself and your family, today and into the future?

The three pages that answer these questions are a Cash Flow Budget Worksheet, an Enhanced Portfolio Review and a 10-year Income & Asset Projection. The Cash Flow Budget Worksheet tallies all of your mandatory and discretionary expenses and all of your sources of monthly income. Now you know exactly how much income you need from your nest egg! The Enhanced Portfolio Review brings together on one page all of your retirement assets. Seen together you can better understand and utilize the resources at your disposal. This personalized Review makes you the captain of your retirement resources. The 10-year Income & Asset Projection provides a look into your future. Hard to make good decisions if you don't know what the future is shaping up to look like. How much can you increase your income to keep pace with inflation? Is it likely your nest egg will grow over time? After we delve into these 3-pages with you, we are able to make better recommendations.

And you are able to see exactly how things will improve for you. In dollars and cents. Very few retirees are using their retirement savings optimally. We usually find some mistakes (big and small) & good opportunities being missed. Correct the mistakes and add new opportunities to improve your retirement! Together we'll update your Retirement Income Plan periodically to compare our projections with actual results and adjust accordingly. We are your long-term retirement ally. We are glad to send out samples of any of these reports.