bank CDs

Compare results for a 70-Year Old with a $100,000 IRA. RMDs and account balances across two types of annuities.

A happy couple walk along the Maumee River.

Some people like numbers, calculating and figuring. Their brains are wired to look at choices that involve numbers well. These folks...

Two minute video explains how getting old impacts your IRA accounts.

In 1984 a medium sized life insurance company made a portfolio allocation "bet" that caused its trajectory to soar for the next 30-years....

A syndicated columnist each year writes about how he allows young trick-or-treaters to choose from two treats. One treat is a small piece...

Fixed Indexed Annuities guarantee that you cannot lose money due to market performance. That quality makes them an option for your...

Two retirees recently told me that they are waiting for 8% before they move their nest egg out of the bank. They both mentioned articles...

Imagine you have a Roth IRA, a 401(k) at work and a brokerage account. A fairly typical situation these days. You are 65-years old and...

But not until we get to enjoy a (hopefully) wonderful Fall. Tomorrow sometime we will move from Summer to Fall and mark a day with...

Last year was a good one for the "stock market". The major stock indexes all had double digit gains. Of course there were some stocks...

With a new President comes new ideas. Whole bunch of ideas being thrown around within the new administration. Ideas like increasing the...

You may have heard of "Income Buckets" before. This proven strategy to generate retirement income often uses three buckets of money- each...

This is the 25th anniversary of the introduction of a safe money retirement option, the Index Annuity. Here we will look at the...

Everyone needs a savings account. For emergencies and for opportunities. The emergency angle gets most of the press. But the opportunity...

What an unusual time we live in. It used to be that savers were rewarded for their thrift and borrowers were penalized for their...

Watching a popular financial news channel this morning was an eye-opener. There it was- 0.70%. Less than 1%. That 0.70% was what a...

For years we've been told that there is little inflation in the prices of the goods and services that retirees consume. In a way that...