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Are you terrible at financial math? It is costing you money.
Some people like numbers, calculating and figuring. Their brains are wired to look at choices that involve numbers well. These folks...

Serious Money Ohio
Aug 3, 20232 min read
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Getting older and how it impacts your IRA RMDs.
Two minute video explains how getting old impacts your IRA accounts.

Serious Money Ohio
Jul 11, 20231 min read
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Do you remember 1984?
In 1984 a medium sized life insurance company made a portfolio allocation "bet" that caused its trajectory to soar for the next 30-years....

Serious Money Ohio
Jun 23, 20231 min read
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Trick or Treat - are you a gambler or a "for sure"?
A syndicated columnist each year writes about how he allows young trick-or-treaters to choose from two treats. One treat is a small piece...

Serious Money Ohio
Oct 21, 20221 min read
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ESG Index comes to a Fixed Indexed Annuity!
Fixed Indexed Annuities guarantee that you cannot lose money due to market performance. That quality makes them an option for your...

Serious Money Ohio
Sep 13, 20222 min read
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Are you waiting for 8% on your savings?
Two retirees recently told me that they are waiting for 8% before they move their nest egg out of the bank. They both mentioned articles...

Serious Money Ohio
Sep 8, 20222 min read
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What is asset-location planning and is it important?
Imagine you have a Roth IRA, a 401(k) at work and a brokerage account. A fairly typical situation these days. You are 65-years old and...

Serious Money Ohio
Mar 1, 20222 min read
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Winter is coming.....
But not until we get to enjoy a (hopefully) wonderful Fall. Tomorrow sometime we will move from Summer to Fall and mark a day with...

Serious Money Ohio
Sep 20, 20211 min read
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Are you out of proportion?
Last year was a good one for the "stock market". The major stock indexes all had double digit gains. Of course there were some stocks...

Serious Money Ohio
Jan 4, 20211 min read
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Should there be a minimum interest rate, like a minimum wage?
With a new President comes new ideas. Whole bunch of ideas being thrown around within the new administration. Ideas like increasing the...

Serious Money Ohio
Nov 30, 20201 min read
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Use the strongest buckets in your Income Bucket Strategy
You may have heard of "Income Buckets" before. This proven strategy to generate retirement income often uses three buckets of money- each...

Serious Money Ohio
Nov 16, 20201 min read
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No risk to my principal, and it can grow how fast?
This is the 25th anniversary of the introduction of a safe money retirement option, the Index Annuity. Here we will look at the...

Serious Money Ohio
Nov 2, 20202 min read
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Four emails in six weeks
Everyone needs a savings account. For emergencies and for opportunities. The emergency angle gets most of the press. But the opportunity...

Serious Money Ohio
Sep 22, 20201 min read
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What if you don't need to borrow money anymore?
What an unusual time we live in. It used to be that savers were rewarded for their thrift and borrowers were penalized for their...

Serious Money Ohio
Sep 15, 20201 min read
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You must be kidding...
Watching a popular financial news channel this morning was an eye-opener. There it was- 0.70%. Less than 1%. That 0.70% was what a...

Serious Money Ohio
Sep 10, 20201 min read
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Retiree's hidden inflation
For years we've been told that there is little inflation in the prices of the goods and services that retirees consume. In a way that...

Serious Money Ohio
Sep 8, 20201 min read
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