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Have you won the game? How much longer do you want to keep playing? Are your market based accounts ahead of projections? Is it time to stop playing?

Ohio public pensions, PLOPs and arbitrage. Explore an idea you've never considered for your retirement income plan.

Every month, Ohio families feel the impact of rising household expenses. While we can't control inflation, we can take steps to manage some of our recurring costs. One often-overlooked opportunity is your electric and natural gas supply service. Many Ohio consumers don't realize they may be able to choose their electricity and natural gas supplier through Ohio's Energy Choice program. The Public Utilities Commission of Ohio provides a free comparison tool called Apples to A

Relief comes from not facing important retirement decisions alone.

Compare results for a 70-Year Old with a $100,000 IRA. RMDs and account balances across two types of annuities.

For many Northwest Ohio STRS, PERS, and SERS members, retirement planning becomes an endless search for certainty. Should I pick Option 1 or Option 2? Should I take a PLOP? Should I invest more aggressively? Should I delay retirement another year? The problem is that retirement doesn't offer certainty. It offers confidence. And confidence comes from recognizing what you've already accomplished. You've shown up for work for decades. You've contributed to your retirement

Annuity Decision Process™️

Retirement planning often feels like navigating a maze with many unknowns. One of the most common questions is whether an annuity fits into your retirement plan. Annuities can offer steady income, but they are not the right choice for everyone. To help you decide, there is a clear, three-step process that answers the most important question: does an annuity belong in your retirement plan? This process helps you verify your need, justify an insured solution, and match the righ

Retirement is a time to enjoy life, relax, and feel secure. If you’re thinking about where to spend your retirement years, you might wonder why so many retirees choose to stay in Northwest Ohio. In fact, 82% of retirees in this region decide to stay put. What makes Northwest Ohio so special for retirees? Let’s explore the top three reasons that make this area a favorite for those enjoying their golden years. Eye-level view of a peaceful lakeside park in Northwest Ohio with be

Purchase the Right Annuity for You - Not the One You Are Being Sold Take the time to review options from several annuity providers. It is your money, after all. Savvy buyers approach annuity decisions with confidence and precision. Annuities can offer tax deferred growth and a dependable income stream for retirement, yet their complexities demand a clear understanding. Here are three pivotal questions that discerning annuity buyers ask before committing. 1. What type of annu

When you think about your retirement investments, you probably want a mix that balances growth and safety. Balanced funds, target-date funds, and "set it and forget it" allocations are popular choices because they promise simplicity and steady results. But there’s a hidden risk many retirees don’t see: bond exposure. This hidden bond exposure can limit your flexibility and may shortchange your long-term results. Let’s explore why these three common investment approaches mi

Discover a conservative way to generate the retirement income you want - and free up dollars for additional liquidity.

A happy couple walk along the Maumee River.

Do the issues raised by Bloomberg raise risks for current retirees?