When you think about your retirement investments, you probably want a mix that balances growth and safety. Balanced funds, target-date funds, and "set it and forget it" allocations are popular choices because they promise simplicity and steady results. But there’s a hidden risk many retirees don’t see: bond exposure. This hidden bond exposure can limit your flexibility and may shortchange your long-term results. Let’s explore why these three common investment approaches mi

Discover a conservative way to generate the retirement income you want - and free up dollars for additional liquidity.

A happy couple walk along the Maumee River.

Do the issues raised by Bloomberg raise risks for current retirees?

Some people like numbers, calculating and figuring. Their brains are wired to look at choices that involve numbers well. These folks...

Two minute video explains how getting old impacts your IRA accounts.

In 1984 a medium sized life insurance company made a portfolio allocation "bet" that caused its trajectory to soar for the next 30-years....

Have you heard about indexes that use algorithms or mathematical formulas to guide their asset allocation? No human money manager. A...

A syndicated columnist each year writes about how he allows young trick-or-treaters to choose from two treats. One treat is a small piece...

Fixed Indexed Annuities guarantee that you cannot lose money due to market performance. That quality makes them an option for your...

Two retirees recently told me that they are waiting for 8% before they move their nest egg out of the bank. They both mentioned articles...

Right now, may be one of the roughest times that retirees will have to deal with for a long time. The effects of inflation and market...

Imagine you have a Roth IRA, a 401(k) at work and a brokerage account. A fairly typical situation these days. You are 65-years old and...

Beef Amazon Prime Gasoline Haircut Electricity Let me start the list of pain in the wallet. You go next. Who is asking you for more money...

A US Senator commented yesterday that a trillion dollars is a lot of money. He went on to say it's so much money that when put in the...

I know it's asking a lot. Sharing a stranger's idea with one of the most powerful people in American politics. But, it's a good idea. An...

The statement is for an annuity. The question came from someone who called into our office. Think about what they were asking. Someone...

But not until we get to enjoy a (hopefully) wonderful Fall. Tomorrow sometime we will move from Summer to Fall and mark a day with...

Think this question over- Does your financial advisor really listen to what you say and does he still today have new ideas to improve...

Last year was a good one for the "stock market". The major stock indexes all had double digit gains. Of course there were some stocks...