Roth IRAs

A Traditional IRA vs. Roth IRA Example for 2026 In 44 years of helping people plan for retirement, I've never had a stronger preference for one type of IRA than I do today. It has become crystal clear - when it comes to retirement savings - I'd much rather pay tax on the seeds than on the harvest. Let's look at a simple example. Suppose you invest $1,000 per month for 30 years and earn an average annual return of 9% per year. At the end of 30 years, your account could grow to