BBB Accredited
5.0 · 20 Google reviews
Retirement-only practice
Featured in The Toledo Blade
Who this is for
Designed Specifically For Retirees Who Want Clarity & Confidence
Predictable Retirement Income
Build a paycheck you can count on through retirement, regardless of market mood.
Widow / Widower Guidance
Compassionate, step-by-step planning during one of life's hardest seasons.
Rolling Over 401(k)s
Move retirement accounts thoughtfully — without unnecessary fees or tax surprises.
Retirement Second Opinions
An honest review of your current plan — with no obligation
to switch.
Tax Reduction Strategies
​
Keep more of your income with proactive, retirement-specific tax planning.
Safe Alternatives to CDs
Conservative income options that may outperform traditional
savings.
​Protection From Volatility
Reduce exposure to major market downturns at the worst possible time.
Annuity Reviews
​
Understand what you actually own — and whether better options
exist.
Practicing since
1982
Fred Quinn
Authority & trust
Why Retirees Across Northwest Ohio Trust Serious Money Ohio
40+ years specializing in retirement planning
​Retirement-only focus — not accumulation-stage investors
Personalized planning around your income, taxes, and risk​
Straightforward, jargon-free communication​
No-pressure guidance — you decide what happens next​
0UR PROCESS
A Simple, No-Pressure Process
Three quiet steps. You stay in control the whole way.
01
Intro Call
A short conversation to understand your situation and decide together whether deeper planning makes sense.
02
Retirement Income Lab Report
A clear analysis of your income sources, tax exposure, risk areas, and protected income options.
03
Your Decision
No pressure. No obligation. You choose what happens next — with the clarity to do so confidently.
QUIET QUESTIONS
Questions Many Retirees Quietly Worry About
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Am I withdrawing too much?
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Are taxes silently reducing my income?
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Am I missing better income strategies?
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Am I taking unnecessary risks?
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Will market drops hurt my retirement?
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Is my spouse protected financially?
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Should I still be heavily invested in stocks?
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What happens if interest rates change again?
Your Retirement Income Checkup helps answer these questions clearly —
in plain English.
Complimentary
Retirement Income Checkup
A clear, calm review of your retirement picture — designed to surface what's working, what's silently costing you, and what's protected.
Retirement income review
Tax exposure analysis
Portfolio stress review
Protected income evaluation
Withdrawal strategy insights
NO OFFICE VISITED REQUIRED
CLIENT VOICES
A 5-Star Reputation, Earned Quietly
"We've been clients for many years. Very satisfied with our portfolio and the trust we've built. Highly recommend."
Vinnie F.
"Fred has always been truly helpful and returns calls right away. He was especially kind when my husband passed."
Agaytha H.
"Knowledgeable and patient. He explains things in a way both of us understood — always available for our questions."
Cheryl K.
