HOLISTIC RETIREMENT PLANNING
Retirement, Coordinated.
Clear income, smarter taxes, and a plan that works together - so retirement feels intentional, not uncertain.
Or schedule a complimentary retirement checkup here.
What Our Clients Say
I will be retiring next year and wasn't sure it was going to work. Your idea about Social Security will make the difference! We feel so much better prepared now.
Paul and Doris J., Toledo, OH
Most people don't lack savings.
They lack coordination.
For most people - investments, taxes, Social Security, income planning, insurances, and legacy decisions are often handled in isolation - creating blind spots that appear at the worst times.
I help you bring everything in your financial life together, before these blind spots can catch you off guard.
initial conversation
Designed to uncover blind spots, clarify priorities, and see whether your current retirement plan has problems worth fixing.
Strategies & solutions
I turn complex retirement problems into clear options and provide a practical plan you can understand and act on.
clear next steps
You leave with clarity - whether you choose to work with us or not. Our meeting is just a conversation
The Five Biggest Retirement Risks
1. Running out of income while you're still alive
Not because you didn't save - but because your income wasn't engineered to last.
2. Paying the IRS more than you should
Taxes don' t stop at retirement. For many, they get worse.
3. Retiring into the wrong market at the wrong time
One bad sequence of returns can permanently damage your plan.
4. Healthcare costs that drain your freedom and your longevity
Medical expenses don't just cost money - they change your choices.
5. Leaving confusion instead of clarity for your family
Outdated beneficiaries and poor ownership decisions create messes that are often easily avoided.
Our process is a good fit if you:
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Are retired, or within 10-years of retirement,
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Have accumulated savings but want professional coordination,
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Are concerned about taxes, income reliability, or market volatility,
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Prefer education and guidance over pressure or product sales.
Or schedule a complimentary Retirement Checkup here.
Our company name is rather unique. "Serious Money" is in our name because there are no do-overs in retirement. "Ohio" because that is our primary service area, though we have wonderful clients that we help all across the country.
