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A fresh set of eyes. A fresh set of ears. Your retirement deserves both of them NOW.
Think this question over- Does your financial advisor really listen to what you say and does he still today have new ideas to improve...

Serious Money Ohio
Sep 8, 20211 min read
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Bitcoin at $50,000
For having almost 40-years in financial services, it humbles me to admit I have no idea what cryptocurrencies are really about. Bits on a...

Serious Money Ohio
Aug 24, 20211 min read
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Are we near a short term peak for the stock market?
I only ask because no one else seems to be taking the possibility seriously. Maybe they are all correct and that buying the dips makes...

Serious Money Ohio
Aug 17, 20211 min read
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When inflation makes retirement difficult
A little over two years ago we filled up my wife's SUV and paid 69-cents a gallon. Almost 20-gallons for a little over $13. Well, ok, we...

Serious Money Ohio
Aug 11, 20211 min read
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Are you out of proportion?
Last year was a good one for the "stock market". The major stock indexes all had double digit gains. Of course there were some stocks...

Serious Money Ohio
Jan 4, 20211 min read
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Should there be a minimum interest rate, like a minimum wage?
With a new President comes new ideas. Whole bunch of ideas being thrown around within the new administration. Ideas like increasing the...

Serious Money Ohio
Nov 30, 20201 min read
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Use the strongest buckets in your Income Bucket Strategy
You may have heard of "Income Buckets" before. This proven strategy to generate retirement income often uses three buckets of money- each...

Serious Money Ohio
Nov 16, 20201 min read
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How to expertly evaluate any annuity.
Do you include an annuity or two as a part of your retirement savings? Annuities are a common part of many retirement accounts because...

Serious Money Ohio
Nov 6, 20202 min read
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No risk to my principal, and it can grow how fast?
This is the 25th anniversary of the introduction of a safe money retirement option, the Index Annuity. Here we will look at the...

Serious Money Ohio
Nov 2, 20202 min read
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Sorry kids, my IRA isn't as valuable as it used to be.
Let me first say to everyone with an IRA: Nothing about recent changes in tax laws has made your IRA less valuable (or less important) to...

Serious Money Ohio
Oct 5, 20201 min read
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COLAs and Your Retirement
Social Security and some pensions increase the benefit you receive to keep pace with inflation. They call these periodic increases a Cost...

Serious Money Ohio
Sep 28, 20201 min read
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Four emails in six weeks
Everyone needs a savings account. For emergencies and for opportunities. The emergency angle gets most of the press. But the opportunity...

Serious Money Ohio
Sep 22, 20201 min read
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What's another trillion dollars anyway?
The loss of life and the suffering from Covid-19 has been devastating. Hopefully a vaccine will be effective in quickly reducing future...

Serious Money Ohio
Sep 17, 20201 min read
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What if you don't need to borrow money anymore?
What an unusual time we live in. It used to be that savers were rewarded for their thrift and borrowers were penalized for their...

Serious Money Ohio
Sep 15, 20201 min read
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You must be kidding...
Watching a popular financial news channel this morning was an eye-opener. There it was- 0.70%. Less than 1%. That 0.70% was what a...

Serious Money Ohio
Sep 10, 20201 min read
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Retiree's hidden inflation
For years we've been told that there is little inflation in the prices of the goods and services that retirees consume. In a way that...

Serious Money Ohio
Sep 8, 20201 min read
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