Compare results for a 70-Year Old with a $100,000 IRA. RMDs and account balances across two types of annuities.

Annuity Decision Process™️

Retirement planning often feels like navigating a maze with many unknowns. One of the most common questions is whether an annuity fits into your retirement plan. Annuities can offer steady income, but they are not the right choice for everyone. To help you decide, there is a clear, three-step process that answers the most important question: does an annuity belong in your retirement plan? This process helps you verify your need, justify an insured solution, and match the righ

Purchase the Right Annuity for You - Not the One You Are Being Sold Take the time to review options from several annuity providers. It is your money, after all. Savvy buyers approach annuity decisions with confidence and precision. Annuities can offer tax deferred growth and a dependable income stream for retirement, yet their complexities demand a clear understanding. Here are three pivotal questions that discerning annuity buyers ask before committing. 1. What type of annu

A happy couple walk along the Maumee River.

Stock markets are at all-time highs in the US. The Dow Jones Industrial Average trails the other major indexes, up only 18% in the past...

NOTE: This blog article is intended primarily for someone who already owns a Fixed Index Annuity. However, it will also be helpful for...

Two minute video explains how getting old impacts your IRA accounts.

Have you heard about indexes that use algorithms or mathematical formulas to guide their asset allocation? No human money manager. A...

A syndicated columnist each year writes about how he allows young trick-or-treaters to choose from two treats. One treat is a small piece...

Two retirees recently told me that they are waiting for 8% before they move their nest egg out of the bank. They both mentioned articles...

Last year was a good one for the "stock market". The major stock indexes all had double digit gains. Of course there were some stocks...

Do you include an annuity or two as a part of your retirement savings? Annuities are a common part of many retirement accounts because...