I thought it might be useful to occasionally show you how I use annuities to benefit real clients in Toledo and Northwest Ohio. So, here’s an actual planning situation. My client is 70 years young and has roughly $380,000 in IRAs. Social Security and a pension provide the income she needs to live a secure and comfortable retirement. Bank savings and a money market fund provide emergency and opoortunity funds. We’re considering putting $120,000 — about one-third of her IRA mon

Have you won the game? How much longer do you want to keep playing? Are your market based accounts ahead of projections? Is it time to stop playing?

Compare results for a 70-Year Old with a $100,000 IRA. RMDs and account balances across two types of annuities.