Retirement planning often feels like navigating a maze with many unknowns. One of the most common questions is whether an annuity fits into your retirement plan. Annuities can offer steady income, but they are not the right choice for everyone. To help you decide, there is a clear, three-step process that answers the most important question: does an annuity belong in your retirement plan? This process helps you verify your need, justify an insured solution, and match the righ