Have you won the game? How much longer do you want to keep playing? Are your market based accounts ahead of projections? Is it time to stop playing?

When you think about your retirement investments, you probably want a mix that balances growth and safety. Balanced funds, target-date funds, and "set it and forget it" allocations are popular choices because they promise simplicity and steady results. But there’s a hidden risk many retirees don’t see: bond exposure. This hidden bond exposure can limit your flexibility and may shortchange your long-term results. Let’s explore why these three common investment approaches mi